Danish ATP pension is for everyone who has worked in Denmark

Last updated 1/29/2024

In addition to the state pension, ATP (Arbejdsmarkedets Tillægspension) Livslang Pension is paid out to everyone who has lived or worked in Denmark.

All employees who are between 16 and 66 years old and who work at least 9 hours per week pay an ATP contribution on their income. If you have worked in Denmark, your employer has paid ATP for you and ATP contributions have also been deducted from your salary. This applies even if you live in Sweden.

Inform ATP of your address in Sweden in good time

Approximately 3 months before you reach retirement age, you will receive an information letter from ATP. The letter states how much you will be paid and if the amount is to be paid monthly or as a lump sum. It is therefore important to ensure that ATP has your address and that you inform them of your new address if you move. ATP does not get automatic notification of your new address if you move.

Find contact information to ATP at lifeindenmark.dk

Payment

You can choose to receive payment from ATP Livslang Pension from the time you reach retirement age. You can also choose to defer payment until 10 years after your retirement age. The longer you wait to receive your pension, the higher the pension will be. The amount of ATP you receive as a pensioner depends on how much you have paid in contributions over the years.

Extra charge for payment to a Swedish bank

You pension can be paid into a Danish or a Swedish account. Please note that you must pay a fee if your pension is paid to an account overseas. You should send in your bank information to ATP to get your pension paid into a foreign account.

More information on ATP

You can find more information about ATP Livslang Pension at lifeindenmark.dk. If you have a NemID/MitID you can also see how much you have paid in.

More information at lifeindenmark.dk

If you have any questions, please contact ATP by phone on: +45 48 20 49 23

Did you find this information relevant?

Yes No

The Danish pension schemes

If you work in Denmark, you will earn a Danish pension, as long as you are a citizen in an EU/EEA-country. Danish pension is divided into three parts: one part is public, one is managed by the labour market, and one part is private.

Article

Pension payment when working in Denmark

You apply for your pension in the country of your residence, for both the pension earned in Denmark and Sweden. The exception is if you have only worked in one of the countries. In that case, you must apply for your pension in the country where you received your income.

Article

Danish old age pension and supplements

If you are an EU/EEA-citizen, you have the right to the Danish old age pension for the years you have worked in Denmark, without being a Danish citizen - but you do not automatically have the right to the full old age pension.

Got a job in Denmark? Follow these steps

Have you just got a job in Denmark?

We have the checklist with information about all the practical steps you need to take, and what you must consider.

Read our checklist

ATP - arbejdsmarkedets tillægspension in Denmark